As a result of the Ontario Auto Reform, changes to your automobile insurance policy go into effect on September 1, 2010. These reforms make the auto insurance product less vulnerable to factors that have recently driven costs upward. These reforms concentrate on long-term rate stability, not on immediate price reductions. These reforms have been made in an effort to control claims costs, stabilize premiums and provide more choice to consumers. You now have more control in selecting automobile insurance coverage that meets your individual insurance needs. These choices will give you greater influence over the price you pay for insurance. Pricing will vary, based on the benefits you purchase.
You will notice changes to the Accidents Benefits coverages in your policy. These are benefits you may be eligible to receive if you are injured in a car accident. On or after September 1, 2010, consumers will be offered a choice to either accept the new standard coverages or increase them through a variety of optional benefits .
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