As professional insurance brokers, at Goodison Insurance and Financial Services Limited, our role is to provide you with the best insurance value that combines coverage, service and price. We survey the available options for you, negotiate with Insurers, and provide expert advice regarding coverage and other alternatives, relative to your own specific needs. When any issue arises regarding your insurance coverage, we are your advocates, using our professional experience to best represent your individual interest.
Goodison Insurance and Financial Services Limited supports our industry’s Code of Consumer Rights and Responsibilities, including transparency regarding compensation for our services.
To this end, below you will find a list of the Insurers currently accessed by Goodison Insurance and Financial Services Limited as well as the standard commission rates included by these companies within their premiums. These commission percentages are paid annually for both new business and renewals. Please remember also that not all Insurers will write all classes of coverage.
|Insurer||Commercial & Personal|
|Aviva Insurance||10 – 20|
|A M Fredericks Underwriting||10 – 20|
|Beazley||10 – 20|
|Chubb||5 – 15|
|Cowan & Co Ltd||10 – 15|
|Royal-Sun Alliance Insurance*||10 – 20|
|South Western Group||0 – 15|
|Aurora Underwriters||5 – 15|
|Traveler Canada||10 – 20|
|Jevco||5 – 10|
|Guarantee Ins. Co of N.A||10 – 20|
|Intact Insurance*||10 – 20|
|Intact Niche||10 – 20|
|Special Risk||5 – 15|
|Premier Marine||5 – 15|
|Aviva Specialty||10 – 20|
* Indicates Insurers with whom Goodison Insurance and Financial Services Limited. has a contingent profit commission agreement. These agreements offer a possibility of additional compensation, but only if certain minimum levels of profitability, loss ratio, growth and retention agreement, sometimes over several years, within an Insurer’s entire portfolio. Profit sharing is not guaranteed and is in no way a determining factor in the placement of an insurance policy. For more information on contingent profit agreements offered by Insurers, please refer to the websites of the specific insurance companies indicated. From time to time Goodison Insurance and Financial Services Limited will secure financing from our insurance companies to expand our business.